:root{--navy:#0d2946;--blue:#1177b8;--blue-dark:#0d5c8f;--coral:#ff6b52;--ink:#122337;--muted:#617083;--line:#dce4ec;--light:#f4f7fa;--white:#fff;--radius:18px;--shadow:0 22px 60px rgba(7,26,46,.12)}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,Segoe UI,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.65}
a{color:inherit}
.wrap{width:min(1180px,calc(100% - 40px));margin:auto}
.narrow{max-width:820px}

.top{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.94);backdrop-filter:blur(12px);border-bottom:1px solid rgba(7,26,46,.08)}
.nav{min-height:82px;display:flex;align-items:center;gap:28px}
.brand img{width:170px;height:auto}
.nav nav{display:flex;gap:26px;margin-left:auto}
.nav nav a{text-decoration:none;font-size:14px;font-weight:650;color:#38485b}
.lang-switch select{border:1px solid var(--line);border-radius:8px;padding:8px 10px;font:inherit;background:#fff}

.button{display:inline-flex;justify-content:center;align-items:center;border:0;border-radius:9px;padding:14px 22px;background:linear-gradient(135deg,var(--blue),var(--blue-dark));color:#fff;text-decoration:none;font:inherit;font-weight:750;cursor:pointer;box-shadow:0 9px 22px rgba(17,119,184,.25)}
.button.small{padding:10px 17px;font-size:14px}
.link-button{font-weight:750;text-decoration:none;color:var(--blue)}
.link-button.light{color:#7fd1e6}

.hero{background:linear-gradient(125deg,#f7fafc 0,#eef5f9 65%,#e3f2f6 100%);overflow:hidden}
.hero-grid{min-height:620px;display:grid;grid-template-columns:1.06fr .94fr;align-items:center;gap:60px;padding:60px 0}
.eyebrow{color:var(--blue);font-size:12px;font-weight:850;letter-spacing:.17em;margin:0 0 16px}
.hero h1{font-size:clamp(38px,5vw,66px);line-height:1.06;letter-spacing:-.035em;margin:0;max-width:720px}
.lead{font-size:18px;color:var(--muted);max-width:680px;margin:24px 0}
.actions{display:flex;align-items:center;gap:24px}
.trust{display:flex;flex-wrap:wrap;gap:9px;margin-top:38px}
.trust span{border:1px solid #cbd9e4;border-radius:999px;padding:6px 11px;font-size:11px;font-weight:750;color:#516579;background:rgba(255,255,255,.55)}
.hero-card{background:var(--navy);border-radius:28px;padding:22px;color:#fff;box-shadow:var(--shadow)}
.hero-card>p{font-size:11px;letter-spacing:.14em;color:#7fd1e6}
.hero-card img{width:100%;border-radius:16px;display:block}
.coverage{display:flex;gap:16px;align-items:center;padding:16px 6px 3px}
.coverage strong{font-size:36px;color:var(--coral)}
.coverage span{color:#b8c8d8}

.section{padding:90px 0}
.section-head{display:grid;grid-template-columns:1fr .7fr;align-items:end;gap:40px;margin-bottom:44px}
.section h2{font-size:clamp(32px,3.6vw,50px);line-height:1.1;letter-spacing:-.03em;margin:0 0 26px}
.section-head p{color:var(--muted);font-size:16px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.cards.stacked{grid-template-columns:1fr;gap:14px}
.card{border:1px solid var(--line);border-radius:var(--radius);padding:28px;background:#fff;transition:.25s}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.icon{display:flex;width:42px;height:42px;border-radius:11px;align-items:center;justify-content:center;background:#e7f4f8;color:var(--blue);font-weight:850;font-size:12px}
.card h3{font-size:20px;margin:22px 0 8px}
.card p{color:var(--muted);margin:0}
.card.news time{font-size:12px;color:var(--blue);font-weight:750}

.dark{background:var(--navy);color:#fff}
.dark .eyebrow{color:#77d2e7}
.market-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:1px;background:#29415a;border:1px solid #29415a}
.market-grid article{background:var(--navy);padding:32px}
.market-grid strong{color:var(--coral)}
.market-grid p{color:#aebdcb;font-size:14px}

.contact{background:var(--light)}
.contact-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:60px}
.contact address{font-style:normal;margin-top:32px}
.contact-form{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;background:#fff;padding:32px;border-radius:var(--radius);box-shadow:var(--shadow)}
label{display:grid;gap:6px;font-size:13px;font-weight:700}
.wide{grid-column:1/-1}
input,textarea,select{width:100%;border:1px solid #cbd6e0;border-radius:8px;background:#fff;color:var(--ink);padding:11px 12px;font:inherit}
.check{display:flex;flex-direction:row;align-items:center;gap:8px;font-weight:600}
.check input{width:auto}
.hp{position:absolute;left:-9999px}
.success{background:#e7f7ee;color:#17683c;padding:13px 16px;border-radius:9px;grid-column:1/-1}

.rich-text{font-size:16px;color:#293c52}
.rich-text p{margin:0 0 18px}
.rich-text h2,.rich-text h3{margin-top:34px}

footer{background:var(--navy);color:#afbdcb;padding:40px 0}
.footer-grid{display:grid;gap:14px}
.footer-links{display:flex;gap:20px;flex-wrap:wrap}
.footer-links a{text-decoration:none;color:#cfe0ee;font-weight:650;font-size:14px}
.trust-strip{display:flex;gap:16px;align-items:center;flex-wrap:wrap}
.trust-strip img{height:32px;filter:brightness(0) invert(1);opacity:.85}
.copy{font-size:12px;color:#8598ab}

@media(max-width:900px){
  .hero-grid,.contact-grid,.section-head{grid-template-columns:1fr}
  .cards{grid-template-columns:1fr}
  .contact-form{grid-template-columns:1fr}
}